At De Prado | De La Osa, we advocate for policyholders when insurance companies fail to act in good faith. When insurers deny, delay, or underpay valid claims without justification, they breach their obligations, leaving policyholders vulnerable. Our attorneys specialize in holding these companies accountable and securing fair compensation.

What Is Bad Faith Insurance?
Insurance companies are required to handle claims honestly and fairly. Bad faith occurs when an insurer:

• Unreasonably denies legitimate claims without explanation.
• Delays payment to pressure policyholders into accepting low settlements.
• Fails to investigate claims adequately.
• Misrepresents coverage terms to avoid payouts.

Common Signs of Bad Faith:

• Unexplained claim denials.
• Prolonged silence or lack of communication.
• Demands for excessive or irrelevant documentation.
• Settlement offers significantly below the claim’s value.

How We Can Help:

• Policy Review: We analyze your policy to identify coverage entitlements and insurer obligations.
• Claim Support: We gather evidence and craft a compelling case to challenge bad faith actions.
• Negotiation: We advocate on your behalf to achieve fair resolutions quickly.
• Litigation: If necessary, we pursue legal action to hold the insurer accountable.