At De Prado | De La Osa, we provide skilled legal representation for policyholders dealing with boat insurance claims. Whether you own a personal watercraft or a commercial vessel, we are dedicated to ensuring that your insurance company fulfills its obligations and compensates you fairly for losses or damages.

Common Types of Boat Insurance Claims:

• Property Damage: Losses caused by collisions, storms, fires, or theft.
• Liability Claims: Injuries to passengers or third parties and damage to other vessels or property.
• Environmental Damage: Coverage for fuel spills or pollution resulting from your vessel.

Challenges Policyholders May Face:

• Unjustified claim denials based on vague policy exclusions.
• Undervalued settlements that fail to cover repair or replacement costs.
• Delays in claim processing, leaving your vessel out of commission.

Our Approach:

• Policy Evaluation: We carefully review your boat insurance policy to identify coverage terms and exclusions.
• Documentation Assistance: We guide you in compiling necessary evidence, such as repair estimates, photos, and incident reports.
• Claim Advocacy: Our team negotiates with insurers to secure the maximum settlement possible.
• Litigation Support: If insurers fail to act fairly, we are prepared to litigate on your behalf.