At De Prado | De La Osa, we understand how vital insurance is to the survival and recovery of your business after unexpected events. Whether you’re facing property damage, liability claims, or disruptions to your operations, our legal team is here to ensure that your insurance company honors its commitments and provides the coverage you’re entitled to.

Types of Business Insurance Claims:

• Property Damage: Covering losses from fires, storms, vandalism, or other incidents affecting your business premises.
• Business Interruption: Compensation for lost income and operating expenses during temporary closures.
• Liability Claims: Protecting against claims made by third parties for bodily injury, property damage, or professional errors.
• Equipment and Inventory Losses: Coverage for damage or theft of essential business assets.

Challenges Businesses Face with Insurance Claims:

• Delays in processing claims that exacerbate operational downtime.
• Denials based on exclusions buried in policy fine print.
• Insufficient settlements that fail to cover the full extent of losses or repairs.

Our Approach:

• Comprehensive Policy Review: We analyze your insurance policy to clarify coverage and exclusions, ensuring your rights are fully understood.
• Detailed Claim Preparation: Our team helps document damages, lost income, and other costs to present a strong claim.
• Negotiation with Insurers: We advocate for fair settlements, leveraging our expertise to counteract unjust delays or denials.
• Litigation When Necessary: If insurers act in bad faith, we are prepared to take legal action to secure the compensation you deserve.