At De Prado | De La Osa, we recognize the devastating impact a fire can have on your home, business, and personal belongings. Filing a fire damage insurance claim can be overwhelming, especially when insurers undervalue, delay, or deny claims. Our legal team is dedicated to ensuring you receive the compensation you deserve for your losses.

Common Fire Damage Claims:

• Structural Damage: Destruction to walls, roofing, foundations, and other key components of your property.
• Smoke and Soot Damage: Claims for cleaning and restoration of items affected by smoke infiltration.
• Loss of Contents: Coverage for damaged or destroyed furniture, electronics, and other personal or business belongings.
• Temporary Relocation Costs: Expenses for alternative accommodations or business locations while repairs are underway.

Challenges with Fire Damage Claims:

• Disputes over the cause of the fire, with insurers attempting to deny claims based on negligence.
• Low settlement offers that fail to cover repair, rebuilding, or replacement costs.
• Delays in payment that prolong your recovery process.

Our Approach:

• Policy Evaluation: We thoroughly review your fire insurance policy to determine coverage limits and address exclusions.
• Damage Documentation: We work with experts to assess and document the full extent of fire, smoke, and soot damage.
• Negotiation with Insurers: Our team advocates for fair settlements, ensuring all covered losses are accounted for.
• Litigation Support: If your insurer acts in bad faith, we are prepared to take legal action to protect your rights.