At De Prado | De La Osa, we understand the catastrophic effects floods can have on homes, businesses, and communities. Filing a flood damage claim can be daunting, especially when insurers dispute coverage or undervalue your losses. Our experienced legal team is here to ensure you receive fair compensation to recover and rebuild.

Common Types of Flood Damage Claims:

• Structural Damage: Foundation cracks, compromised walls, and roofing issues caused by water infiltration.
• Content Loss: Damage to furniture, appliances, electronics, and personal belongings.
• Mold and Mildew Remediation: Claims for cleaning and preventing long-term health risks from water exposure.
• Business Interruption: Compensation for lost revenue due to operational downtime caused by flooding.

Challenges with Flood Insurance Claims:

• Insurers denying claims by attributing damage to pre-existing conditions or lack of maintenance.
• Insufficient settlements that fail to address the full extent of repairs or replacements needed.
• Complex exclusions in policies that limit the scope of flood-related coverage.

Our Approach:

• Policy Review: We carefully analyze your flood insurance policy to identify covered damages and navigate potential exclusions.
• Comprehensive Documentation: We assist in gathering photos, repair estimates, and expert reports to strengthen your claim.
• Negotiation and Advocacy: Our team communicates directly with insurers to secure a settlement that reflects the true cost of your losses.
• Litigation Support: If insurers act in bad faith, we are prepared to take legal action to protect your rights.