At De Prado | De La Osa, we understand the complexities of homeowner insurance claims and the frustration of dealing with insurance companies that delay, deny, or underpay claims. Whether your home has been damaged by natural disasters, theft, or unforeseen accidents, we are here to ensure your rights are protected and you receive the compensation you deserve.

Common Types of Homeowner Insurance Claims:

• Storm Damage: Repairs for wind, hail, or flood-related destruction.
• Fire and Smoke Damage: Restoration of structural components and belongings affected by fire or smoke.
• Water Damage: Claims for pipe bursts, roof leaks, or flooding.
• Theft and Vandalism: Reimbursement for stolen or damaged property due to criminal activity.
• Liability Claims: Coverage for injuries occurring on your property.

Challenges Homeowners Face with Insurance Claims:

• Disputes over whether the damage is covered under your policy.
• Low settlement offers that fail to cover the full cost of repairs or replacements.
• Delays in claim processing, leaving homeowners in prolonged states of disrepair.

Our Approach:

• Policy Analysis: We carefully review your homeowner’s insurance policy to clarify coverage terms and exclusions.
• Claim Preparation: Our team assists in compiling evidence, repair estimates, and supporting documentation.
• Negotiation with Insurers: We advocate for a fair and timely settlement that reflects the full extent of your losses.
• Litigation Support: If your insurer acts in bad faith or unjustly denies your claim, we are prepared to take legal action.