At De Prado | De La Osa, we understand the devastating effects hurricanes can have on homes and businesses. Filing a hurricane damage insurance claim can be overwhelming, especially when insurers delay, deny, or underpay your claim. Our experienced legal team is dedicated to ensuring you receive the compensation you need to rebuild and recover.

Common Hurricane Damage Claims:

• Wind Damage: Destruction caused by high winds, including broken roofs, siding, and windows.
• Water Intrusion: Damage from rain entering through compromised structures.
• Flood Damage: Coverage for property affected by rising waters (if included in your policy).
• Debris Damage: Claims for destruction caused by fallen trees or other debris.
• Business Interruption: Compensation for lost revenue due to closures or operational downtime.

Challenges with Hurricane Insurance Claims:

• Disputes over whether damage is due to wind or flood, as these are often covered under separate policies.
• Insufficient settlements that do not account for the true cost of repairs or rebuilding.
• Lengthy claim processing times that delay your recovery efforts.

Our Approach:

• Policy Review: We examine your insurance policy to identify covered damages and navigate exclusions.
• Comprehensive Documentation: We assist in gathering evidence, such as repair estimates, photos, and expert reports, to strengthen your claim.
• Negotiation with Insurers: We advocate for a settlement that reflects the full extent of your losses.
• Litigation Support: If insurers act in bad faith, we are ready to take legal action to protect your rights.