At De Prado | De La Osa, we understand the serious health and structural issues mold can cause for homeowners and businesses. Mold damage is often the result of water leaks, flooding, or excessive moisture and can lead to significant repair costs. Our legal team is dedicated to helping you secure the insurance compensation you need to address mold-related damages effectively.

Common Types of Mold Damage Claims:

• Water-Related Mold Growth: Mold caused by pipe leaks, roof leaks, or flooding.
• HVAC System Mold: Contamination in air conditioning or heating systems affecting air quality.
• Structural Mold Damage: Damage to walls, flooring, and insulation requiring extensive remediation.
• Health-Related Claims: Coverage for medical expenses related to mold exposure, such as respiratory issues or allergies.

Challenges with Mold Insurance Claims:

• Insurers often classify mold as a maintenance issue rather than a covered peril.
• Claims may be denied or underpaid due to policy exclusions or limitations on mold coverage.
• Insufficient settlements that fail to account for the full extent of remediation and repairs.

Our Approach:

• Policy Evaluation: We review your insurance policy to identify mold coverage and potential limitations or exclusions.
• Evidence Gathering: Our team assists in documenting the damage and obtaining expert assessments to support your claim.
• Negotiation with Insurers: We advocate for a fair settlement that covers remediation, repairs, and any additional living expenses.
• Litigation Support: If your claim is denied or underpaid, we are prepared to take legal action to ensure your rights are protected.