At De Prado | De La Osa, we understand the devastating effects mudslides can have on your home or business. Mudslides often result in severe structural damage, property loss, and costly repairs. Navigating the insurance claims process can be challenging, especially when insurers deny or undervalue your claim. Our legal team is here to help you secure the compensation you need to rebuild and recover.

Common Types of Mudslide Damage Claims:

• Structural Damage: Destruction of foundations, walls, or roofs caused by sliding debris.
• Property Loss: Damage to or loss of personal belongings or business equipment.
• Landscaping and Terrain Damage: Erosion or destruction of outdoor features like gardens, retaining walls, and driveways.
• Temporary Relocation Costs: Expenses incurred while repairs are made or the property is deemed uninhabitable.

Challenges with Mudslide Insurance Claims:

• Insurers often classify mudslides as “earth movement,” which may be excluded from standard policies.
• Denials based on disputes over the cause of the damage (e.g., arguing it’s a flood or landslide).
• Insufficient settlements that fail to cover the extensive repairs and restoration needed.

Our Approach:

• Policy Review: We analyze your insurance policy to determine whether mudslide damage is covered and identify any applicable exclusions.
• Comprehensive Documentation: Our team helps gather evidence, including photos, repair estimates, and expert assessments, to support your claim.
• Negotiation with Insurers: We advocate for a fair settlement that reflects the full extent of your losses.
• Litigation Support: If insurers act in bad faith or deny your claim unjustly, we are prepared to pursue legal action on your behalf.