At De Prado | De La Osa, we understand the devastating effects sinkholes can have on your property and finances. Sinkholes can cause structural damage, property loss, and even render homes or businesses uninhabitable. Navigating the complexities of insurance claims for sinkhole damage can be challenging, but our experienced legal team is here to help ensure you receive the compensation you deserve.

Common Types of Sinkhole Damage Claims:

• Structural Damage: Cracked foundations, collapsed walls, or compromised roofs due to ground shifting.
• Landscaping Damage: Erosion or destruction of lawns, driveways, and outdoor structures.
• Property Loss: Damage to personal belongings or business equipment inside the affected structure.
• Temporary Relocation Costs: Expenses for alternative living or business locations while repairs are conducted.

Challenges with Sinkhole Insurance Claims:

• Disputes over whether the damage is caused by a sinkhole or another geologic event not covered by your policy.
• Denials based on exclusions for “earth movement” or claims of pre-existing conditions.
• Insufficient settlements that fail to cover the extensive repairs required to stabilize and rebuild.

Our Approach:

• Policy Analysis: We carefully review your insurance policy to determine sinkhole coverage and address any exclusions or limitations.
• Damage Assessment: Working with geologists and structural engineers, we document the extent of damage and necessary repairs.
• Negotiation with Insurers: We advocate for a fair settlement that reflects the true cost of repairs, stabilization, and other expenses.
• Litigation Support: If insurers deny or underpay your claim, we are prepared to take legal action to protect your rights.