At De Prado | De La Osa, we understand the widespread devastation tropical storms can bring to homes and businesses. From flooding and high winds to debris damage, these storms can leave you with extensive repair costs. Navigating the insurance claims process can be complex, but our legal team is here to help ensure you receive the compensation you deserve.

Common Types of Tropical Storm Damage Claims:

• Wind Damage: High winds causing roof damage, broken windows, and compromised structures.
• Flood Damage: Water intrusion into homes and businesses from heavy rainfall or rising waters.
• Debris Damage: Destruction caused by trees, branches, or other objects carried by storm winds.
• Interior Damage: Water leaks leading to ruined furniture, electronics, or other personal belongings.

Challenges with Tropical Storm Insurance Claims:

• Insurers disputing whether the damage was caused by wind or flooding, which may be covered under separate policies.
• Undervalued claims that fail to address the full extent of repairs or replacements needed.
• Delays in claim processing that can prolong recovery efforts and increase repair costs.

Our Approach:

• Policy Review: We analyze your insurance policy to identify covered damages and navigate potential exclusions or limitations.
• Evidence Collection: We help gather repair estimates, photos, and expert assessments to support your claim.
• Negotiation with Insurers: We advocate for fair settlements that address all your losses, including structural repairs and interior restoration.
• Litigation Support: If your insurer denies or underpays your claim, we are prepared to take legal action to protect your rights.